We at NICL take pride in serving you as a company specializing in commercial insurance coverages. Since inception in 1976 till date we are leaders in commercial Insurance, NICL has continued to emphasize quality products and services at the best rate. Our dedication, strength, stability, and performance is reflected in our "A" (Excellent) rating. This website is part of our ongoing efforts to ensure that customers are able to make well-informed decisions about protecting their homes, automobiles, and businesses. We hope you find it useful and consider taking advantage of the unique insurance protection offered by NICL. Mr. M. Ayyaz Niazi Chairman of the Board